Federal Stafford Loan
A Stafford loan is a low-interest loan available to students enrolled in a minimum of 6 credits per semester. These loans are made by a lender such as a bank, credit union, or savings and loan association and are guaranteed by the federal government. Depending on the need of the student as calculated by the Department of Education, these loans are either made on a subsidized basis, where the federal government pays the interest during the enrollment period, or an unsubsidized basis, where the student is responsible for such interest. The maximum loan amount for a graduate student is $20,500. The current interest rate (as of July 1, 2009) is 6.8%. Repayment of the loan begins six months after the student ceases to be enrolled at least half time.
Adelphi University Graduate Assistantships
A limited number of graduate assistantships are available to qualified graduate students.
Assistantships are awarded at the discretion of the department. They may be awarded based on academic merit and some may take financial need into consideration.
Students receiving such appointments are required to devote a specified number of hours each week during the academic year to assist in teaching, research, or other technical services, as assigned by their department. In return for such services, the student is granted a remission of tuition. In addition, some assistantships offer stipends.
Contact your graduate school/department to obtain applications and specific eligibility requirements.
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Academic Services and Retention
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Health Services
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Alumni Relations
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Institute for Advanced Psychological Studies
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Art and Art History/Art Exhibitions
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Learning Center
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Athletics
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Nursing
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Biology
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Physical Education and Human
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Business
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Performance
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Chemistry
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Reading/LD Center
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Communications
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Recreation and Intramurals
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Earle Hall
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Research and Assessment/Planning
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Early Learning Center
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Social Work
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Education- Urban Education
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Student Activities
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Enrollment Management
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Student Counseling Center
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Federal Work Study Program (FWS)
This program provides employment for students demonstrating financial need. Jobs are on campus. The maximum amount a recipient can earn is determined by financial need.
State Assistance
A detailed listing of state-sponsored scholarships is available at
www.hesc.com, the New York State Higher Education Services Corporation (HESC) website.
New York State Tuition Assistance Program (TAP)
New York State awards grants to New York residents attending New York schools. Grants range from $75 to $550 and are based on the total family income. Students must be enrolled full time (12 or more credits per semester) to be eligible.
TAP applications will be generated by New York State after the student’s FAFSA form has been processed. Applications are mailed to the student beginning in April each year. The TAP application must be completed and returned to New York State for processing before a student’s eligibility can be determined. For further information please contact: TAP Unit (888) 697-4372. Adelphi University’s School Code is 5000.
The links from the Free Application for Federal Student Aid (FAFSA) is also used to reach the application for this program. For more information, see How to Apply for Financial Aid.
Other Assistance
Several lenders offer credit based "alternative loans" for students who need to borrow above the Federal Stafford loan limits. Students are strongly advised to utilize all federal loan options first.
For these alternative loans, students may borrow up to their total cost of education, less all other financial aid that they are receiving for the loan period. The features, eligibility, and repayment requirements for these alternative loans vary depending on the program. To find out more about them, contact the Office of Student Financial Services at 516.877.3080 or by email at financialservices@adelphi.edu.
