In addition to the information presented below, please see the Financial Assistance section for policy and assistance information that applies to both undergraduate and graduate students.

Adelphi
University
Scholarships
Adelphi University offers limited scholarship opportunities to graduate students pursuing graduate degrees in Business, Social Work, Education, and Nursing. Contact the School directly for more information.
Institutional scholarships and grants are applicable to tuition and, in some cases, university fees. The University reserves the right to adjust the financial assistance previously awarded when these awards, in combination with other sources of assistance, exceed the cost of tuition and fees. Awards include, but art not limited to, VA educational benefits, external awards, and state scholarships and grants.

Federal Direct Stafford Loan
A Stafford Loan is a low-interest loan available to students enrolled in a minimum of 6 credits per semester. These loans are originated and guaranteed by the federal government. Depending on the need of the student as calculated by the Department of Education, these loans are either made on a subsidized basis, where the federal government pays the interest during the enrollment period, or an unsubsidized basis, where the student is responsible for such interest. The Maximum Federal Direct Subsidized Stafford Loan for Graduate students is $8,500 per year. The maximum Federal Direct Unsubsidized Loan is $12,000. Effective July, 2011, the in-school interest rate is 6.8%. The repayment interest rate is 6.8% . Repayment of these loans begins six months after the student ceases to be enrolled at least half time.
Student Loan Repayment Interest Rate Tables (PDF 193KB)

Adelphi
University
Graduate Assistantships
A limited number of graduate assistantships are available to qualified graduate students.
Assistantships are awarded at the discretion of the department. They may be awarded based on academic merit and some may take financial need into consideration.
Students receiving such appointments are required to devote a specified number of hours each week during the academic year to assist in teaching, research, or other technical services, as assigned by their department. In return for such services, the student is granted a remission of tuition. In addition, some assistantships offer stipends.
Contact your graduate school/department to obtain applications and specific eligibility requirements.

Federal Work Study Program (FWS)
This program provides employment for students demonstrating financial need. Jobs are on campus. The maximum amount a recipient can earn is determined by financial need.

Other Assistance
Several lenders offer credit based "alternative loans" for students who need to borrow above the Federal Stafford loan limits. Students are strongly advised to utilize all federal loan options first.
For these alternative loans, students may borrow up to their total cost of education, less all other financial aid that they are receiving for the loan period. The features, eligibility, and repayment requirements for these alternative loans vary depending on the program. To find out more about them, contact the Office of Student Financial Services at 516.877.3080 or by email at financialservices@adelphi.edu.
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